In a time where Nigerians are searching for smarter ways to manage money, apps like Cleva have entered the scene with bold promises. But does it really deliver?
In this review, we break down the features, benefits, and real-life usability of the Cleva App, so you can decide if it’s worth your time and trust.
What is Cleva?
Cleva is a digital finance app that simplifies money management, especially for Nigerians living abroad or receiving money internationally. It’s gaining popularity for:
- Offering USD bank accounts
- Seamless dollar savings
- Low-fee international transfers
- User-friendly mobile interface
Top Features of the Cleva App
1. Virtual USD Account
- Get your own USD bank account from Nigeria
- Receive payments from abroad with ease
- Especially useful for freelancers and remote workers
2. Dollar Savings
- Save in dollars to protect your income from naira fluctuations
- High-interest returns compared to traditional banks
3. Low-Cost Transfers
- Send and receive money internationally with lower fees
- Integrated with global payment networks
4. Security
- Two-factor authentication
- Regulated with secure encryption systems
Drawbacks to Note
- No physical card (yet)
- Some delays in verification for new users
- Customer support may take a few hours to respond
Who Should Use Cleva?
This app is ideal for:
- Nigerian freelancers, remote workers, and creatives who earn in dollars
- People who want to save in foreign currency
- Nigerians in the diaspora sending money back home
Is Cleva Safe to Use?
Yes — Cleva is a legit and regulated fintech company. It has been reviewed by users on Play Store and iOS with mostly positive feedback and follows strict KYC and AML policies.
User Reviews and Ratings
“Cleva helped me finally get paid in USD from my Upwork client — and I saved $150 in fees!”
— Faith A., Abuja
“Easy to use, clean app. I now save in dollars without needing a dom account.”
— John K., Lagos
Final Verdict: Is Cleva Worth It?
If you’re looking for a modern money solution in Nigeria, especially as a digital earner or someone managing foreign income, Cleva is definitely worth trying.
It combines ease of use, security, and dollar functionality in one app. However, it’s best for tech-savvy users who are comfortable with fully digital banking.
